getregdata
Poland· KRZ and MSiG · your list of counterparties

Insolvency monitoring of Polish counterparties in KRZ and MSiG.

The insolvency or restructuring of a Polish counterparty is public from the day it is published, but finding out means checking two official sources, one company at a time. This service takes over that work. Your list of NIP or KRS numbers is checked in the National Debtor Register and in the Court and Commercial Gazette, and the report covers only new proceedings and announcements.

Get a free sample check How managed feeds work Wersja polska
Two official sources
National Debtor Register (KRZ)

The register kept by the Polish Minister of Justice since 1 December 2021. It covers insolvency and restructuring proceedings opened from that date, and information on unsuccessful enforcement. For each entity it returns the case number, the type and status of the proceeding, the court and the role of the entity.

Court and Commercial Gazette (MSiG)

The official journal for the announcements the law requires: proceedings opened before KRZ existed, the opening of a liquidation, calls to creditors, mergers and divisions of companies. Each announcement has a gazette number, a publication date and a link to the official PDF issue.

How it runs
1. The list

You send the NIP or KRS numbers of your counterparties as a CSV or XLSX file.

2. The starting point

The first check shows the proceedings already visible in both sources.

3. The change report

On the agreed cycle you receive a file that covers only new events.

4. Supervision

Every check is reviewed. An incomplete check is repeated and marked in the report.

What each record in the report contains
Name, NIP and KRS of the entity The identifiers a record is matched to your list by
Source KRZ or MSiG
Case number and court For checking further in the case file or the register
Type of proceeding Insolvency, restructuring, enforcement, liquidation
Status of the proceeding As the register shows it on the day of the check
Text and date of the announcement For MSiG announcements, with the gazette number
Link to the source The register, or the official MSiG issue as PDF

The report arrives by e-mail as a CSV file. On request it can be written to a shared folder or to cloud storage instead. Announcement texts stay in Polish, as published.

Who uses it
Factoring and leasingCredit-risk teamsDebt collection and receivables managementTrade-credit insurersRestructuring law firmsProcurement and compliance teams

The report passes on what the registers say. It does not rate the counterparty. Data comes only from KRZ and MSiG and is passed on as published, with the case number and a link to the source. It is not enriched or interpreted. Assessing the risk stays with you.

Free sample check of your list

Tell us roughly how many counterparties you have and how often you want them checked. We reply asking for a sample of the list, then send the result of a one-off check in both sources, and a quote. Your address is used only to answer this request.

We reply within one business day.

Prefer e-mail? [email protected] · We use your details only to answer you. Privacy

Questions and answers
What is insolvency monitoring of counterparties?

A regular check of whether an insolvency or restructuring proceeding, or a liquidation announcement, has appeared for the companies you name. You send a list of NIP or KRS numbers. The list is checked in the National Debtor Register and in the Court and Commercial Gazette, and the report contains only new events.

Why are two sources checked?

KRZ covers proceedings opened from 1 December 2021. Cases that began earlier are still announced in MSiG, and so are the opening of a liquidation and calls to creditors, which KRZ does not hold. Checking one source alone leaves a gap.

How often is the list checked?

You choose when you order: daily, weekly or monthly. For large lists where cost matters, weekly is usually enough. MSiG appears on business days.

Does the monitoring cover private individuals?

No. The service covers companies and other entities identified by a NIP or KRS number. Proceedings against private individuals, consumer bankruptcy included, are not part of it.

Does an entry in KRZ mean the company is insolvent?

Not always. The register also holds information about enforcement, including enforcement that has ended. That is why every record gives the type and status of the proceeding and the case number, and the report never presents an enforcement entry as an insolvency.

What does the report say when nothing has changed?

A short note that the list was checked and no new events appeared. Silence is never used to mean "no change".

What does it cost?

It is quoted per list and depends on the number of entities and how often they are checked. The quote has a fixed monthly fee and a fee that depends on the number of entities checked. Billing is monthly, with no fixed-term contract. A free one-off check of a sample of your list comes first.

Is the data available self-serve?

Yes. Both sources are available on Apify, billed per result with no subscription. The managed service is for teams that would rather receive a finished report than keep a process of their own running.

Service terms: Managed data feeds billed by us. Related: Polish tax-office auction alerts.